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Rapid Approvals, Lower Rates.

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MORTGAGE CALCULATOR

Check Out Our New Tool

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Mortgage Calculator

Estimate your monthly payment and see how much house you can afford.

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Your estimated monthly payment
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%
$
Yr
Mo
%
%
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Monthly
Bi-weekly

+ Add Extra Payments

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[-] Remove extra payments

Payment Breakdown

Customize your mortgage payment

Principal & Interest
Monthly Extra Payment + Add Extra Payments
Home insurance (per year)
%
$
Property Taxes (per year)
%
$
HOA Fees (per month)
$
PMI (per year)
%
$
Total Monthly Payment

Total Of All Payments

Down Payment & One-time Expenses
Principal
Interest
Extra Payments
Home insurance
Property taxes
HOA fees
PMI (not required)

Amortization Schedule

Mortgage Payoff Date:

Payment breakdown as of

Remaining Balance
Principal
Interest

Our Process

HOME PURCHASING

STEP 1

Determine your budget

Before you even start looking at homes for sale, it's important to determine your needs and budget. Then start saving up for that down payment.

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STEP 3

Get pre-approved

Before you even start looking at homes for sale, it's important to determine your needs and budget. Then start saving up for that down payment.

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STEP 2

Connect with an agent

Start house hunting! An agent knows your market and works with you to find your dream home on your budget. When you find your perfect home, present the seller a purchase contract with all the details.

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STEP 4

Closing

Once an offer’s accepted, the home needs to be appraised. Next, underwriters check over the financials before clearing you to close. Then it’s time to sign and move in.

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Our Loan Options

Find the perfect loan for you

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Of course, we'll be happy to help you choose the best type of home loan for your needs, but it only takes a few minutes to review your home loan options and get an idea of what might provide the best value for you.

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Active Service Member

Military Veterans and those actively serving have earned a number of significant VA home loan benefits.

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First Time Homebuyer

We offer top-of-the-line technology and customer service that guides you through the homebuying process.

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Understanding USDA Mortgages

A USDA mortgage, also known as a USDA Rural Development Loan, is a type of home loan backed by the United States...

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Homeowner Looking For Cash

Homeownership can seem like a distant dream for many, particularly for first-time buyers or those with less-than-perfect...

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Mortgage Options

You can qualify for an investor loan that does not require your personal income to be submitted and analyzed.

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Our Mission

We believe that a mortgage is more than just a loan; it's a key to opportunity, stability, and growth.

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Our Tools

Use our Mortgage Calculator tool that can help you estimating the price for your investment.

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Find A Mortgage Officer

We’ve been helping customers afford the home of their dreams for many years and we love what we do.

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“With Impact Mortgage Group, securing our dream home wasn't just a transaction, it felt like a partnership. They were with us every step of the way, making the complex seem simple and the daunting approachable. Here's to new beginnings!”

Jimmy S.